Human Resources


State PPO Health Plan

The State Health Plan has created a PPO alternative for all state employees called Smart Choice. What is a PPO? A PPO is an arrangement where providers are under contract to provide medical services at lower than usual fees in return for prompt payment and a certain volume of patients. There is freedom of choice among in-network providers, including specialists. No referrals are required for specialist office visits. When in-network providers are used, out-of-pocket expenses are lower and no claims forms are required.

Monthly Cost to Eligible Employees
2016 Health Rates 70/30 80/20 85/15 CDHP ER Cost
Employee Only 0.00 104.20 80.00 463.68
Employee/Child(ren) 210.92 384.72 269.82 463.68
Employee/Spouse 543.46 750.52 569.14 463.68
Family 578.86 789.42 600.96 463.68
Flat Discounts (not per person)
Health Assessment (just EE) - (25.00) (20.00) -
Primary Care Provider (each person) - (25.00) (20.00) -
Smoker Attestation (EE/SPS) - (40.00) (40.00) -
Lowest Rates
Employee Only 0.00 14.20 0.00 463.68
Employee/Child(ren) 210.92 294.72 189.82 463.68
Employee/Spouse 543.46 660.52 489.14 463.68
Family 578.86 699.42 520.96 463.68

Monthly Cost to Eligible Employees
2017 Health Rates 70/30 80/20 85/15 CDHP ER Cost
Employee Only 40.00 105.04 80.00 479.48
Employee/Child(ren) 258.14 395.18 276.32 479.48
Employee/Spouse 602.10 773.52 585.90 479.48
Family 638.70 813.76 618.82 479.48
Flat Discounts (not per person)
Health Assessment (just EE) - (25.00) (20.00) -
Primary Care Provider (each person) - (25.00) (20.00) -
Smoker Attestation (just EE) (40.00) (40.00) (40.00) -
Lowest Rates
Employee Only 0.00 15.04 0.00 479.48
Employee/Child(ren) 218.14 305.18 196.32 479.48
Employee/Spouse 562.10 683.52 505.90 479.48
Family 598.70 723.76 538.82 479.48

State PPO Health Plan Resources

State PPO Health Plan Forms