State PPO Health Plan
The State Health Plan has created a PPO alternative for all state employees called Smart Choice. What is a PPO? A PPO is an arrangement where providers are under contract to provide medical services at lower than usual fees in return for prompt payment and a certain volume of patients. There is freedom of choice among in-network providers, including specialists. No referrals are required for specialist office visits. When in-network providers are used, out-of-pocket expenses are lower and no claims forms are required.
|2014 Health Rates||70/30||80/20||85/15 CDHP||ER Cost|
|Flat Discounts (not per person)|
|Health Assessment (just ee)||-||(15.00)||(10.00)||-|
|Primary Care Provider (each person)||-||(15.00)||(10.00)||-|
|Smoker Attestation (ee/sps)||-||(20.00)||(20.00)||-|